Buying

Buying a property is perhaps the single biggest investment made by a person during his lifetime. Thus, you need to exert due caution in buying a house, lest your precious savings goes down the drain. After zeroing in on the desired property, you still would have to wade through a formidable maze of tedious legalities and endless paperwork. Therefore, in order to cruise home in style, either you ought to acquaint yourself with various legal jargons and other technicalities or else you can entrust us for the same our professional agents are ready to partner with you to achieve your real estate goals.

  • Course of action
  • Legal assistance
  • Assessment Report
  • POA
  • Sale Agreement & Sale Deed
  • Assistance with Bank loan
  • Registration Post Purchase & Delivery Assistance
  • Service Charges

Property Buying Assistance – Buying Process

Client representing service
Property buying assistance, a division formed by Abscissa specially to facilitate to buy property in Bangalore in a professional and hassle free manner. Going beyond the domain of regular property buying, Abscissa Property management Services process offers detailed and personalized on your favorite properties in Bangalore.
Once we start the property buying procedure, we will short list 3 to 4 properties on weekly basis that interest you, which reduces your effort to search or hunt the property as we play that role for you.

As per your requirement, please find the details of the Property buying services along with the rates mentioned.? Please get in touch with me any time for any kind of queries-

If you wish to buy property, we are the right people to guide you. We offer unbiased views and fair assessment of property. We provide the following services in this domain:

Property Assessment Report –
A physical visit to the property to assess its location advantages and other associated factors like proximity to utilities, hospitals, schools, etc. shall be undertaken. An assessment report will be prepared after the visit. The report will contain the below items:
i. Approachability to the property
ii. Location and its pros / cons
iii.Details about the building & facilities available in the property
iv. Status of the construction if the building is under construction
v. Detail about the age of the property if it is a resale property

1) Every week, we will highlight 3 to 4 properties that meets your requirement and give a detailed report on the same inclusive of photographs, our assessment of the project or property, resale property, builders name and entire details etc.

2) We will shortlist properties among mentioned above and arrange site visit on weekly basis, especially on weekends up to your comfort level.

3) On finalization, handle negotiations and paperwork.
Legal Scrutiny Report

Scrutiny of property papers like Sale Deed, Mother Deed, Khata / Patta Certificates, Encumbrance Certificates, Tax Paid Receipts, various clearance / approval certificates, RTC extracts, etc to find out the ownership and marketability of the property. This legal verification will be done by an experienced lawyer on request of the client and fees for the legal advice and documentation will be separate.

Completely in the process.

Assistance with Bank Loan
If you are going in for a bank loan, we can provide you with information and contacts of different banks for you to make the right choice and will assist you

Documents required for Home Loan
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:

  • Age Proof
  • Address Proof
  • Income Proof of the applicant & co-applicant
  • Last 6 months bank A/C statement
  • Passport size photograph of the applicant & co-applicant

Salaried Individuals

  • Salary slip/Form 16 A.
  • A photocopy of the first and last pages of Ration card or copy of PAN/Telephone/Electricity bills.
  • A photocopy of Investments (FD Certificates, Shares, any fixed asset etc. or any other documents supporting the financial background of the borrower.
  • A photocopy of LIC policies with the latest premium payment receipts (if any).
  • Photographs (as applicable).
  • A photocopy of bank statement for the last six months.

Self-Employed/Businessmen

  • A brief introduction of Business/Profession.
  • Balance Sheet, Profit and Loss account and statement of income with Income Tax returns for the last 3 years certified by a CA.
  • A photocopy of Advance Tax payments (if applicable).
  • A photocopy of Registration Certificate of estatblishment under shops and Establishments Act/Factories Act.
  • A photocopy of Registration Certificate for deduction of Profession Tax (if applicable).
  • Bank statements of Current and Saving accounts for the last 6 months.
  • A photocopy of Certificate of Practice(if applicable).
  • A photocopy of any bank loan (if applicable).
  • A photocopy of the first and last pages of the Ration card or a copy of PAN/Telephone/Electricity Bills.
  • A photocopy of LIC policy (if applicable).
  • A photocopy of LIC policy (if applicable).

If a flat is purchased from the builder

  • Original copy of your agreement with the builder.
  • 7/12 extract or property register card of the land under construction.
  • Index II extract of your agreement with the builder.
  • Copy of N.A. permission for the land from the collector.
  • Search and title report (with the details of documents) for the last 30 years.
  • Development agreement between the owner of land and the builder.
  • Copy of order under the Urban Land Ceiling Act.
  • Copy of building plans sanctioned by the competent authority.
  • Commencement certificate granted by Corporation / Nagar Palika.
  • Building completion certificate(if available).
  • The latest receipts of taxes paid.
  • Partnership deed or memorandum of association of the builders firm.

If the property is being purchased is in a Cooperative Society

  • Original share certificate of the Society.
  • Allotment letter from the society in your name.
  • Copy of the lease deed, if executed .
  • Certificate of the registration of the society.
  • Copy of the byelaws of the society.
  • No objection certificate from the society.
  • 7/12 extract or property register card in the society’s name.
  • Copy of N.A permission for the land from the collector.
  • Search and title report(with the details of documents) for the last 30 years.
  • Copy of order under the Urban Land Ceiling Act.
  • Copy of the building plans sanctioned by the competent authority.
  • Commencement certificate granted by Corporation / Nagar Palika.
  • The latest receipts of taxes paid.
  • Original Agreement to assign / Deed of assignment.

If constructing on own land

  • Original sale deed of land and extract of Index II.
  • 12 extract or property register card in your name.
  • Copy of N.A. permission for land from the collector.
  • Search and title report (with the details of documents) for the last 30 years.
  • Copy of order under Urban Land Ceiling Act.
  • Copy of the building plans sanctioned by the competent authority.
  • Building permission granted by Corporation / Nagar Palika.
  • The latest receipts of taxes paid.
  • Estimate of cost of construction certified by the architect.

We help you simplify, the most important decision of your life – buying a home. We combine the power of internet to provide comprehensive information alongwith the personal touch of an Property Advisor who provides unbiased advice and helps conclude the transaction.

Post Purchase & Delivery Assistance
We will also assist in obtaining Encumbrance certificate, Khatta / Patta certificate and payment of property tax after registration.

Note: Legal fees, Authentication fees, Name Transfer charges for property documents like EC, Khata / Patta / Property tax and professional fees of Tax Experts (if any) will be separate and shall be billed on actual cost. These charges have to be borne by the customer. International shipping charge shall be extraRefund Policy.charges would be 2% of the fine.